Current offers: $0 Exam, Cleaning and X-Rays with Insurance. 0% Financing Available. In-House Membership from $25 per month. Same-Day Appointments Available.
Innova Smiles · Marlborough, MA
We accept most PPO insurance, offer 0% financing, and always provide a written cost estimate before treatment begins. No surprise bills. No high-pressure sales.
You deserve to know what things cost before you sit in the chair. Here is our commitment to you.
Massachusetts law requires — and we willingly provide — a written treatment plan with itemized fees before starting any procedure. You review and approve before we begin.
We verify your insurance benefits before your appointment and provide a pre-treatment cost estimate showing your estimated out-of-pocket portion. No guesswork, no surprises.
Choose from 0% promotional financing through CareCredit or Cherry, or join our in-house membership plan. We work with you to make great dental care affordable.
Most dental procedures are partially or fully covered by PPO insurance. Here is a general guide — your actual coverage depends on your specific plan.
Typically covered at 100%
Exams, cleanings, and X-rays are the cornerstone of most dental plans. You may owe nothing out of pocket.
Typically covered at 70–80%
Fillings and simple restorations usually qualify as basic restorative under most PPO plans.
Typically covered at 50%
Crowns, root canals, dentures, and bridges commonly fall under major coverage — cutting your cost roughly in half.
Lifetime benefit available
Many employer plans include an orthodontic benefit that applies to Invisalign and traditional braces.
Coverage is growing
More PPO plans now contribute toward implant placement and the final crown. We will check your specific benefits.
Often covered by medical insurance
Custom oral appliances for sleep apnea may be covered under your medical (not dental) insurance plan.
Not sure what your plan covers? We handle the verification for you.
Coverage percentages are generalizations based on typical PPO benefit structures and do not guarantee your specific plan's payment. We will verify your benefits and provide a pre-treatment estimate before starting care.
Every treatment plan is personalized to your needs. Here is what to expect across our service categories — and how insurance typically helps.
The foundation of a healthy smile. Regular exams and cleanings catch problems early — when they are simplest and most affordable to treat.
Services Included
Insurance Coverage
Most PPO plans cover preventive care at 100% — meaning little to no out-of-pocket cost for you.
Every treatment plan includes a written cost estimate
Your exact cost depends on your specific needs and insurance coverage. Schedule a consultation and we will provide a detailed, personalized estimate — before any work begins.
Great dental care should never be out of reach. Choose the payment path that works for you.
A trusted healthcare credit card with promotional 0% APR financing for qualifying purchases. Pay over time with predictable monthly payments.
Promotional interest accrues from purchase date if balance not paid by end of promo period. See carecredit.com for current terms.
Flexible payment plans designed for healthcare. Get a fast credit decision and choose a plan length that fits your budget.
Exact APR and terms are disclosed at time of application. Monthly payment amounts vary by approved credit, plan length, and treatment cost.
Our Innova Smiles Membership Plan is designed for patients without dental insurance. One annual fee covers your preventive visits and earns you savings on other treatments.
The most accurate way to understand your cost is to schedule a comprehensive exam. We will review your insurance benefits, walk through treatment options, and give you a written estimate — all before any work begins.
Honest answers to common questions about paying for dental care.