Quality dental care should be accessible. We accept most PPO plans and select HMO plans, offer an in-house membership, and provide 0% financing through CareCredit and Cherry.
We accept most major PPO plans and file claims on your behalf to maximize your benefits.
Have insurance? Your cleaning + fluoride may be $0 out-of-pocket. See our specials.
Note: We accept most Medicare plans and some HMO plans. Please call us for more details. We currently do not participate in MassHealth/Medicaid. No insurance? Explore our In-House Membership Plan. New patients can also take advantage of our $149 New Patient Special.
Work at a MetroWest employer? We offer dedicated dental benefit programs for employees of local companies. We are in-network with most corporate dental PPO plans and file all claims on your behalf.
Flexible ways to handle your balance.
We maximize your benefits by filing claims for you. We accept most major PPO plans.
Split costs into monthly payments with Cherry or CareCredit, often with 0% interest.
No insurance? Our in-house plan creates predictable costs for preventive care.
No surprise bills. You'll receive a detailed treatment plan with estimated costs upfront.
Predictable costs for preventive care and discounts on all treatments. No deductibles, no maximums, no waiting periods.
Break up larger treatment costs into manageable monthly payments with our trusted partners.
The leading healthcare credit card. Pay over time with promotional financing options for qualifying purchases.
Flexible payment plans with quick, soft credit checks. High approval rates and clear payment schedules.
Every patient's situation is different. Here's how each option works.
| Option | How It Works |
|---|---|
| PPO Insurance | We file claims and maximize your coverage. Preventive visits often covered at 100%. |
| CareCredit | Healthcare credit card with promotional 0% interest periods over 6–24 months. |
| Cherry | Flexible monthly plans with a soft credit check. High approval rates. |
| HSA / FSA | Pay with pre-tax dollars from your health savings account. We accept HSA/FSA cards. |
| Membership | Annual plan: 2 exams, cleanings, X-rays, and 20% off all treatments. No deductibles. |
While every treatment plan is unique, understanding what factors into the cost can help you prepare.
Innova Smiles accepts most major PPO dental insurance plans, including Delta Dental, Cigna, Aetna, MetLife, Guardian, Blue Cross Blue Shield, United Healthcare, United Concordia, Humana, and many others. We provide complimentary insurance verification before your first visit so you know exactly what your plan covers and what your estimated copay will be. Our billing team files all claims on your behalf and works to maximize your annual benefits. If you are unsure whether your plan is accepted, simply call (508) 481-0110 or submit your insurance details through our website — we will confirm your coverage within one business day.